Many different personalities come together within Benefits Resource to make sure our clients have the personalized and friendly service we believe they deserve.

Gary's pictureGary Morgan is the owner of Benefits Resource and has been its chief Benefits Specialist since he started the business in 1997 after 18 years in law enforcement.  A Saginaw Valley State University (SVSU) & Delta College alumni, Gary is married and he and his wife, Becky, have three children and live in Essexville, Michigan.




Gabe's pictureGabe Torrez is our Aflac Specialist.  He is a Saginaw native and has been with Aflac for 3 years.






Janet Shephard is our Medicare expert and has been in the insurance business for the last 23 years. She specializes in Long-Term Care coverage (LTC) and Medicare Supplements. Janet lives just east of Bay City, Michigan, in the Akron area.  She can be reached via email at or by phone at (989) 550-0024.




Claire Morgan is our newest Customer Service Representative.  She is a recent graduate of the University of Michigan and currently resides in Essexville, MI.  She looks forward to getting to know all of you.  If you have any questions, you can contact her via email at or by phone at (989) 893-9244 ext. 1001.






We proudly serve the Great Lakes Bay Region and beyond.

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